Rating Scorecard
B&CS · Moody's-style
Private
Public
◐
Scorecard
Liquidity & Overlays
Scale
20%
§ source
Revenue
§
20%
USD bn
Business Profile
20%
§ source
Demand Characteristics
§
15%
A
Baa
Ba
B
Caa
descriptor ▾
Competitive Profile
§
5%
A
Baa
Ba
B
Caa
descriptor ▾
Profitability
10%
§ source
EBITA Margin
§
10%
%
Leverage & Coverage
40%
§ source
Debt / EBITDA
§
15%
×
EBITA / Interest Expense
§
15%
×
RCF / Net Debt
§
10%
%
Raw financials for edge rules
§
Debt ($M)
EBITDA ($M)
Net Debt ($M)
RCF ($M)
Financial Policy
10%
§ source
Financial Policy
§
10%
A
Baa
Ba
B
Caa
descriptor ▾
Liquidity Assessment
SGL-style · 12-month
§ source
Cash ($M)
§
FCF 12m ($M)
§
Debt maturities 12m ($M)
§
Seasonal WC peak ($M)
§
Revolver committed ($M)
§
Revolver drawn ($M)
§
Covenant headroom (%)
§
Revolver is committed
§
Revolver matures within 12 months
§
Springing covenant on revolver
§
Term loan is cov-lite
§
Private Credit Overlays
§ source
Final Indicated Rating
—
—
Moody's Rating Scale
Aaa
Aa
A
Baa
Ba
B
Caa
Ca
Factor Decomposition
—
Sub-factor
Input
Score
Cat.
Wt
Wtd
Liquidity
SGL-?
Overlays Applied
Warnings
Internal analytical framework informed by published Moody's methodologies.
Not affiliated with or endorsed by Moody's. For analytical use only.